Superannuation may be one of the most important and largest assets we will hold in our lifetimes. It is structured as a tax-effective long-term investment vehicle, designed to provide financial benefits for our retirement.
It operates on a contribution system, with employers mandated to contribute a percentage of their employee’s earnings into their super fund. Additionally, individuals may have the option to voluntarily contribute to boost their retirement savings.
Super can seem complex, and we work with you to help you understand super easily and provide you with the confidence to build your retirement nest egg.
To start, we work with you to review your current super account to help understand how it is currently structured and if it needs some attention or improvement.
We then consider a range of strategies to make the most out of the structure. Some of the options we consider are:
Consolidation
Investment & Fee Restructure
Contribution Strategies
Spousal and Government Contribution Options
Beneficiary Nomination
Insurance Review
A super fund requires regular attention to ensure it continues to align with your long-term financial goals. We assist you with projecting your superannuation balance so we can carefully plan for retirement and enable longevity for your funds.
